At AG Capital CFO Services, we create practically all financial models in Microsoft Excel, because it provides great flexibility in work and is understandable to every client. MS Excel is the most popular spreadsheet program in the world; it is used both by beginners to perform simple operations or to keep track of data for... Read More →

What is a company budget? To understand where we spend our money, see opportunities to save, and plan savings, financially savvy people often plan their finances and keep track of what they spend. For exactly the same reasons, companies also need a budget plan. A budget is a business plan drawn up in monetary terms... Read More →

When a CFO is asked what he does on a day-to-day basis, the usual answer is quite simple: “I do financial modeling for companies to help them maximize their ROI thanks to well-calculated decision-making.” – but not for a 7-year old kid. Some time ago, Andrew Grigolyunovich, the head of AG Capital, gave his daughter... Read More →

1. Don’t pay attention to competitors It is important to analyze the performance of competitors in order to understand industry trends as well as to see new ways to improve your own performance. Without observing other companies, it is easy to focus only on “your truth” and stay behind both financially and in growing your... Read More →

Is it useful to buy expensive tools if you plan to remodel only one room? Does it make sense to buy a car if you drive it once a month? Short answer: no. In these situations, it is both financially and practically easier to rent what you need. This type of approach is often used... Read More →

In budget planning workshops that we organize, one of the tasks we give to students has to do with cost optimization. We take a virtual company’s results, (very poor in terms of profit), and try to find ways to cut costs. The students usually quickly come to understand that the company has an inadequate amount... Read More →

Andrew Grigolyunovich is a CFA charterholder (Chartered Financial Analyst). Currently Andrew is ranked #5 in the world for financial modelling according to Modeloff Official World Rankings. In 2020, Andrew and AG Capital team have founded Financial Modeling World Cup (www.fmworldcup.com). Before the establishment of AG Capital, Andrew has had 7 years of top-management experience in large... Read More →

Almost everyone has heard at least something about the “business life cycle“. As for a human being, it begins with the birth of a company, continues with growth, and then maturity. However, unlike someone’s normal way of life, a company does not have an average age for how many years it can survive. With the... Read More →